Spectrum Vision
Insurance and payment
We work with most major vision plans and medical carriers. If your plan is not listed, call the office — many plans still reimburse out of network.
Spectrum Vision works with many insurance carriers and payment plans. To see if we work with your insurance carrier or vision care plan, please call our office for assistance. Our friendly and informed staff will be happy to answer any questions you may have.
Plans we work with
This list is not exhaustive, and coverage varies by employer and plan tier. Call the office before your visit and we will verify your benefits.
Also commonly seen at this office
- CIGNA
- EyeMed Vision Care
- Humana - Vision Care Plan
- Medicare
- Tricare
- United Healthcare
- VSP Choice
How coverage works
Vision plan or medical insurance?
Eye care is billed two different ways, and which one applies depends on why you are being seen — not on which doctor you see.
A vision plan
Vision plans are typically a benefit for routine care: an annual eye exam and an allowance toward glasses or contact lenses. What is covered, how often, and how much of the allowance applies is set by your plan and your employer.
Medical insurance
A visit for a medical eye problem — an infection, an injury, glaucoma, diabetic eye disease, dry eye — is generally billed to your medical insurance rather than your vision plan, and your usual copay and deductible apply.
The rules above are how eye-care benefits generally work, not a statement about your specific plan. Spectrum Vision cannot confirm your coverage or what you will owe from this page — call the office and we will check it against your card before the visit.
Not sure if we take your plan?
Call with your insurance card in hand and we will tell you what is covered before you book anything.